Chronic Health Conditions Discussion and Support

but I've been uninsurable since 1987 and if I added it all up, medical expenses against lower wages and then money out of my pocket for premiums and copays, I'd be thousands and thousands of dollars ahead of the game, that money saved for when I became too sick to work (which I eventually did). All my medical expenses were out of pocket. They didn't stretch to preventive care, so I feel like a collection of marginal parts silently wearing out, but I did manage to take care of the illness that disqualified me from insurance.

One hopes the high risk pool will eventually spell some relief, but knowing the industry from the inside out the way I do, I am not optimistic. They will continue to try to hit us with unaffordable premiums and if forced to take us, will delay and deny all the care they possibly can.