Chronic Health Conditions Discussion and Support
In reply to the discussion: Just found out I am "uninsurable" [View all]Lindakimy
(19 posts)Well, I finally found some information online about my state's insurance for those of us who are "uninsurable". News is not good. The info I found was dated 2010 so it may be out of date - why do I think that means it will be even more expensive? The price for policies, depending on my age, deductible, etc. range from about $1,200 to $1,900....A MONTH! How much do they think I make? I simply cannot pay everything I make for insurance that may or may not pay if the time comes. Oh, and by the way, they say the coverage can be cancelled at any time by state legislative action (oh, I really want to depend on that group) and the price of premiums can change at any time. And - wait for it - any condition for which I have been considered uninsurable will not be covered!
I really think cons should be more subtle than this. It's bad enough to be mistreated and robbed but do they have to insult my intelligence, too?
Obviously I will remain uninsured. I hope I make it to Medicare and that it is still there if I do.
Why is it not logically clear to all those who think our current - or, even better, our pre- health care law - system is superior to single payer that when those who have had some ongoing healthcare problem cannot get insurance they will either be condemned to illness/death or will end up taking charity from the system? Somebody has to pay for that. Either doctors and hospitals have to take it on and then raise their rates or government agencies absorb it costing tax payers and limiting other tax supported efforts. Why is it so hard for so many people to see that it would be far better to even out the "risk" over the whole population and get healthcare out of the "market".
And don't get me started on Romney being happy that he can fire his insurance company. I can't. They have already fired me.