Chronic Health Conditions Discussion and Support

Lindakimy

(19 posts)

38. Where to start

Fri Mar 16, 2012, 09:08 PM

Mar 2012

So would you suggest that I just address myself to the state program? I'll freely tell ya. I live in South Carolina. The dark side. Should I find a local insurance agent? I have a friend who works at Blue Cross. She yelled at me when I told her my sad story. She said, "YOU ARE NOT UNINSURABLE. YOU JUST CAN'T AFFORD INSURANCE!" Well, yeah... that would be my problem. Same. Same.

I just need a starting point. I am pretty sure that my employers will be willing to pay half of whatever I find that will work so long as it doesn't cost the $1900 a month I read about in our state plan. Get real. There has to be an upper end. They are very nice and willing to help - more than usual. I'd like to find the most efficient plan for them and for me. Neither of us needs to pay more than necessary.

I don't really care who administers it as long as they don't charge me more than I can possibly pay. $1900 is more than I make. There is no way I'm going to work 41 hours a week and also dip into savings just to pay insurance.

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Just found out I am "uninsurable" [View all] Lindakimy Dec 2011 OP

I commiserate with you and rage at the 'system' CurtEastPoint Dec 2011 #1

Best of luck, great you're out of old job and doing nicely in new job. elleng Dec 2011 #2

Skip the insurance. izquierdista Dec 2011 #3

It's one hell of a risk to take Warpy Dec 2011 #5

The other thing to point out is that the current health care system truedelphi Dec 2011 #21

I would have to agree Seedersandleechers Dec 2011 #6

I had to stop taking pain meds because my doctor decided that I needed to see him every 3 weeks MedicalAdmin Dec 2011 #11

That is so not right. Seedersandleechers Dec 2011 #13

Those are great ideas. MedicalAdmin Dec 2011 #16

Our household has been in the same situation truedelphi Dec 2011 #23

That is just so not right. Warpy Dec 2011 #25

Good ideas, but I can't afford the appointment for the referral and then the referral appointment... MedicalAdmin Dec 2011 #27

+1 freshwest Apr 2012 #44

same here--cancer survivor at 39 zazen Dec 2011 #4

Glad you survived! Lindakimy Dec 2011 #10

That is great advice. And one other thing - for the duration of your time truedelphi Dec 2011 #24

Best of luck to you Irishonly Dec 2011 #7

Have you checked out the federal pre-existing condition pool? Vinca Dec 2011 #8

Checking it out now Lindakimy Dec 2011 #9

I just checked out the federal program in my state... MedicalAdmin Dec 2011 #12

I am so sorry Irishonly Dec 2011 #14

Chronic health and insurance Bully Taw Dec 2011 #15

I am glad that your son is getting good care. MedicalAdmin Dec 2011 #18

When your son is no longer able to be on your insurance, some fifteen years from now, truedelphi Dec 2011 #22

Working in admin in a private clinic as I do (and as a former drone for BCBS)... MedicalAdmin Dec 2011 #28

I had heard that information mentioned and didn't truedelphi Dec 2011 #30

you are correct. unapatriciated Jun 2012 #46

I'm going with "what is dumber than a sack of hammers, for $200 Alex?" n/t MedicalAdmin Dec 2011 #17

LOL Thank You! Irishonly Dec 2011 #19

Anytime and it was my pleasure. MedicalAdmin Dec 2011 #20

Yet our health costs in this country are significantly higher truedelphi Dec 2011 #31

I heard the crap regarding wait time - Canada vs US. unapatriciated Jun 2012 #47

I was thinking about the federal pool, too tpsbmam Dec 2011 #26

IT's good that you can afford that. MedicalAdmin Dec 2011 #29

OMG, that's the story of my life! tpsbmam Dec 2011 #32

Good luck and merry Christmas. MedicalAdmin Dec 2011 #33

Update on uninsurable Lindakimy Feb 2012 #34

Please . . . check the federal pool. Vinca Feb 2012 #35

Information? Lindakimy Mar 2012 #36

Here you go. Good luck. Vinca Mar 2012 #37

Where to start Lindakimy Mar 2012 #38

I just clicked on South Carolina at the link and you're in luck because the feds control it. Vinca Mar 2012 #40

New hook in the fish Lindakimy Mar 2012 #41

That's a big flaw in the law. My neighbors were in the same boat. Vinca Mar 2012 #42

That is exactly what I need - anon223 Oct 2012 #50

Here's what happened when I applied - Vinca Oct 2012 #51

PICIP (Pre-Existing Condition Plan Preybrother Mar 2012 #39

Holding pattern Lindakimy Apr 2012 #43

Spring for the high risk insurance and pray that Obamacare survives the SCOTUS. McCamy Taylor Apr 2012 #45

I am in heart failure. My insurance company dogday Sep 2012 #48

Just saw this and KNOW you can relate. Check it out. Proof that PCIP WORKS! SJohnson5677 Oct 2012 #49

That's great Lindakimy Nov 2012 #52