Chronic Health Conditions Discussion and Support

I finally went to the fed website and found a reasonable (well, $500-$600 a month but my present employer would pay half beginning in May) insurance option but now...after 24 hours of thinking all would be well...I realize that I can't even apply.

My husband, who is 73 and had been retired for 5 years, went back to work about the time I changed jobs because my last job had been downsized so far that it was beginning to eat into our savings. And he was probably starting to feel a little guilty about staying home or carousing with his buddies while I slaved - ha! He is now working full time in IT at Blue Cross/Blue Shield - not FOR them, of course, but for a temp service they hire. He now has access to "health insurance". And when he started there, before we found out about this government possibility, he signed us up. He doesn't need it - he has Medicare and the VA. But he signed us up so I would have some insurance. Now I do. It's cheap, I'll say that for it. But it has a limit of $2000 total on what it will pay in a year - doctor, hospital..everything. That is what? Fifteen minutes in the hospital? Yeh, about that.

And now, because I HAVE insurance - as lousy and inadequate as it is - I don't qualify for the PCIP insurance. I'm afraid to even ask if I can just quit that and do the six months uninsured and then qualify. If I have any possibility of insurance (which I do, even though it is crap) does that mean I'm shut out? I fear it does.

Well, I'll still be watching the Supreme Court case. Wonder if the big guys will take the very hope away from us. It won't surprise me if they do.