Veterans

Keep it.You may need it for flexibility if you are or become ill. Also, getting back ON Medicare may be a pricey proposition. One woman who turned it down until she really really needed it in her 70s discovered that there was no problem getting it back… at $900+ per month.

Real life example with the serial numbers scratched off: I had a VA client who needed a transplant to save their life. VA transplant standards said nope, they would not put the patient on the transplant list. Under Medicare standards, no problem. So off to get Social Security disability to get Medicare, get on the transplant list, and survive to tell the story.