Seniors

I am convinced of it. And if you have any debt, get out from under it if possible. People don't get that you can live better and have more money by not having debt, particularly credit card debt. However, my two new chairs and my new laptop are courtesy of Joe Biden and the Dems. And that makes me very happy, and has definitely spruced up this little one bedroom apartment.

A little trick and tip: Use your credit cards, but pay them off in full each month. Get that cash back! This month alone, after the chairs and computer and a few other things, I got credits applied to my balances for a total of $96. But I charge everything I can including groceries and utility bills to my Discover card, and the Chase card give 5% cash back on Amazon purchases. You'd be surprised what a difference it makes. Free money. BUT, you must pay them in full every month.