African American

https://www.yahoo.com/news/bancorpsouth-settle-u-charges-racial-discrimination-203147455--sector.html?nhp=1
The U.S. Justice Department and Consumer Financial Protection Bureau said in a court filing that the Mississippi-based bank turned down black home buyers applying for mortgages more often than similar white applicants, or charged them higher rates to borrow under a policy the government described as "explicitly discriminatory."

The bank also allegedly engaged in redlining in Memphis, a practice to deny service because of an area's racial demographics, by placing its branches outside of minority neighborhoods, the agencies said.
“BancorpSouth’s discrimination throughout the mortgage lending process harmed the people who were overcharged or denied their dream of homeownership based on their race, and it harmed the Memphis minority neighborhoods that were redlined and denied equal access to affordable credit,” CFPB Director Richard Cordray said in a statement.

Under the agreement, to be approved by the court, BancorpSouth will pay $4 million in direct loan subsidies in certain Memphis neighborhoods, $2.78 million to black consumers unlawfully denied or overcharged for loans, and $800,000 for community programs and credit repair. It will also pay a $3 million penalty.