Automobile Enthusiasts

What will likely happen is due to the fact the car is over 10 years old, the insurance company may pay for an aftermarket replacement provided you have comprehensive coverage. The aftermarket windshield will not have the Pony graphic along with the frits at the top (a "frit" is the term for the black dots).

If the insurance company agrees to pay for an aftermarket windshield and your dealer can locate an OEM replacement, work with the dealer to get the OEM windshield. The insurance company will pick up the amount up to the cost of the aftermarket windshield along with labor to install the OEM windshield. You would then be responsible for the insurance deductible plus the difference in cost between the aftermarket and the OEM windshield.

This principle also works for body panel replacement after a fender bender. I had a 5 year old car that someone hit the passenger rear door. The insurance company would only pay for an aftermarket door panel. I worked with the body shop to get OEM parts installed, then just paid the difference after the deductible. Obviously, this can get expensive if you have multiple body parts to replace. Since your Mustang only has the windshield, the cost difference may not be that great.

Worth a try.