Automobile Enthusiasts

1- Read ALL of the fine print, so you won't be screwed.
2- It's an insurance policy that probably requires you to spend your OWN money first and then be reimbursed.
3- You have to keep excellent records of your maintenance and repairs and keep your receipts.
4- I'd use it religiously as much as humanly possible.

I bought one years ago and never used it. I was lucky but then again I wasted my money. Caveat emptor.