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Captain Zero

(8,916 posts)
1. As I recall, for someone I knew several years back
Tue Apr 7, 2026, 11:34 PM
16 hrs ago

SS switched them over automatically at age 65.
SS gave them the greater of the two possible benefits.

SS looked at lifetime earnings including the ssdi years and compared it to just the ssdi they were receiving, and gave them the better of the two.
For this person I knew, the lifetime earnings provided a better benefit so that was what they started receiving.

Now this was like 7-8 years ago and the person's birth year made them eligible at 65. YOUR CASE AND Specifics and current law may be different.

Every case is different. Don't compare yourself to what you may know about others. That's the major thing I have learned about social security over the years and various cases I was privy to.

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Latest Discussions»Issue Forums»Social Security & Medicare»Anyone here been on SSDI ...»Reply #1