Bill would require gun owners to have liability insurance or pay $10,000 fine [View all]

Gee, the gunners are all up in arms (pun intended) over this bill that would require all gun owners to carry liability insurance for injuries/damages caused by their gun. See, they believe that the cost of said insurance would price gun ownership out of reach for some gun owners. Now why would that be? A quick google news search of 'accidental shooting' got these five headlines:

Police: Accidental shooting of 3-year-old at home leads to family dispute, second shooting at Grand Strand Medical Center
Read more here: http://www.myrtlebeachonline.com/news/local/crime/article22706784.html#storylink=cpy

4-year-old NY girl dies after accidental shooting
http://www.washingtontimes.com/news/2015/may/31/4-year-old-ny-girl-dies-after-accidental-shooting/

Newton County deputy injured in accidental shooting at gun range
http://www.ajc.com/news/news/local/newton-county-deputy-injured-in-accidental-shootin/nmRC9/

Tacoma teen charged with murder for death of friend apparently shot by mistake
http://q13fox.com/2015/05/30/tacoma-teen-charged-with-murder-for-death-of-friend-apparently-shot-by-mistake/

Accidental shooting in Herriman injures 2
http://www.ksl.com/?nid=148&sid=34840925

None of these were criminals. Every one of them required an EMT ride to the Emergency room and some a protracted stay at the Hospital. A short EMT ride is over a $1,000. A treat and release at the Emergency room is $10,000, more if trauma care is needed, up to $20,000. The average cost of a gunshot wound is $300,000 in medical treatment unless it is fatal in which case it's a bargain at about $30,000. Protracted trauma treatment can run nearly a million dollars. Who pays for this if there isn't enough insurance coverage to the injured? We the People do. To the tune of about $12 billion a year for legal, court, medical and enforcement expenses. How much of this could be shifted to the gun owners? I can't say in real terms but for me, any help with this would be welcome.

The Firearm Risk Protection Act, introduced Friday by Rep. Carolyn Maloney, (D N.Y.) would shift that cost to firearms owners. This is the second time it has been introduced and as before the usual suspects are screaming NO!