Elizabeth Warren

and asking for the enactment of new measures to limit the fraud and unethical conduct on Wall Street and in the financial sector.

We have reached a point at which the fees some banks charge depositors for ordinary services like certain bank transfers are so high that the small depositors are practically paying the bank to keep the depositor's money.

If banks feel they need to operate in a way and charge fees that discourage ordinary people from developing the habit of saving, then maybe we need to have banks in our post offices and state banks -- government-run banks that don't have to charge such exorbitant fees, banks that are offering services and making reasonable profits rather than gouging depositors and customers.