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gopiscrap

(24,219 posts)
Wed Dec 4, 2024, 02:22 PM Dec 4

In response to United Health Care CEO misfortune let me tell you a true story

In 1987 at the age of 29, I came down with salivary gland cancer. Although it was tough and expensive, it was doable and I was in remission. Fast forward to 1993 and it came back with a vengance and metastasized. Because it was deemed a "pre-exisiting" condition, the insurance company (Blue Cross) denied coverage. I amassed 197K in medical bills and filed for brankruptcies more than the allowable amount of times in the specified period. Because, I did that the doctors were forced to continue with treatment and my life was saved. Because of that, I was charged with abuse of the US Bankruptcy laws and Contempt of the Federal Judicial Process. I pled guilty to contempt of court and a violation of the Judges order to cease filing. I spent 13 months in a Federal prison, I am now a felon and did probabtion for 3 years. In addition, we lost everything we had. But I also negotiated in court that the bill be reduced to 11K. Three lessons I got out of this: 1) everyone should be on a single payer universal health care like I had in Europe. 2) in the US you either pay with time or money 3) fuck insurance companies and the greedy assholes that run them

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In response to United Health Care CEO misfortune let me tell you a true story (Original Post) gopiscrap Dec 4 OP
OMG Kali Dec 4 #1
Santa Vaca MaineNative Dec 4 #10
I too Puppyjive Dec 4 #19
+1 dalton99a Dec 4 #52
Can I steal your story? vapor2 Dec 4 #55
Yes Puppyjive Dec 4 #71
My employer would not give me light duty Puppyjive Dec 4 #87
Im shocked too Demovictory9 Dec 4 #64
That is fecking insane and immoral 😖 arthritisR_US Dec 4 #90
OMG. I never heard of anyone going to jail for filing BK. SunSeeker Dec 4 #2
because most of his bankrupties were on his gopiscrap Dec 4 #4
Who or what prosecuted you? Dyedinthewoolliberal Dec 4 #11
Feds gopiscrap Dec 4 #15
Holy crap Alice Kramden Dec 4 #83
Hey DENVERPOPS Dec 5 #116
Yes DENVERPOPS Dec 4 #23
Someone made some serious bank off of your pain and suffering though ck4829 Dec 4 #3
That someone would be lawyers. arthritisR_US Dec 4 #91
More likely the health insurer.. whathehell Dec 5 #111
Dear god XanaDUer2 Dec 4 #5
omigawd. barbtries Dec 4 #6
preditory capitalisim. i have a friend who says communisim dosnt work, what about capitalisim AllaN01Bear Dec 4 #45
my son calls it late stage capitalism barbtries Dec 4 #56
Nobody on the horizon that appears able to stop them. rubbersole Dec 4 #82
It will take the people, barbtries Dec 4 #84
Unfortunately, the people did vote for "change" including UHC Justice matters. Dec 5 #119
Vastly inequitable systems dominated Europe for millennia misanthrope Dec 5 #99
but they didn't last. barbtries Dec 5 #100
Reign of terror of the biggest monsters in history. Farmer-Rick Dec 5 #115
You are talking about individual rulers misanthrope Dec 5 #127
Late stage capitalism KT2000 Dec 5 #118
I hope you are right MadameButterfly Dec 6 #133
Same orangecrush Dec 4 #58
But what about the poor wealthy healthcare executive!111 BannonsLiver Dec 4 #7
OMG. So glad you made it. And WTHH kind of legal system do we have?? Joinfortmill Dec 4 #8
I think that's the most horrible insurance company-related story I've ever read. Hope you're okay now, both healthwise Vinca Dec 4 #9
What a sad and horrible story! JoseBalow Dec 4 #12
In the FCI camp at Sheridan OR gopiscrap Dec 4 #16
You are incredible, truly. Passages Dec 4 #32
thanks you are very kind gopiscrap Dec 4 #33
They are kind but really they are just being honest too🥰 arthritisR_US Dec 5 #92
If you gotta get locked up, a Federal camp is the best kind of time JoseBalow Dec 4 #51
No I was there gopiscrap Dec 4 #59
Oh, that sounds like not a fun time JoseBalow Dec 4 #62
gopiscrap............ Upthevibe Dec 4 #13
DuRec leftstreet Dec 4 #14
Your story needs to be covered by Rachel Maddow jmbar2 Dec 4 #17
Why aren't you? You should be. arthritisR_US Dec 5 #97
Just awful Johnny2X2X Dec 4 #18
Why arent we (Americans) out protesting in the street about this? Why do we put up with it? IcyPeas Dec 4 #20
People should be picketing insurance company offices instead of abortion clinics. Crunchy Frog Dec 4 #43
Because the people affected are already sick and run down... druidity33 Dec 4 #65
What an excellent post 🥰 arthritisR_US Dec 5 #93
Because the sick are the unseen and most aren't up to it. uponit7771 Dec 5 #105
President Nixon made it legal for insurance companies to profit from healthcare. patphil Dec 4 #21
What a horrific journey... spanone Dec 4 #22
I second that opinion. ChazInAz Dec 4 #24
I hold my moms death to her shitty hmo XanaDUer2 Dec 4 #25
Oh feck, this should not happen, my heart is with you mate♥️😪 arthritisR_US Dec 5 #95
I am so sorry, what a travesty. Passages Dec 4 #60
A quick and brutal illustration of how corporate and state violence are intertwined, and as harmful as interpersonal WhiskeyGrinder Dec 4 #26
I am so sorry this happened to you. Loryn Dec 4 #27
Dahawnbear DaHawnBear Dec 4 #28
As a BK attorney I don't understand how this happened to you. The Bankruptcy Reform Act Pepsidog Dec 4 #29
He died prior to arrival at hospital, so gunshot wound deemed a preexisting condition. His claim has been rejected. ZonkerHarris Dec 4 #30
omg I am so sorry you and your family went through that. Passages Dec 4 #31
THIS. - Hugs malaise Dec 4 #34
thanks gopiscrap Dec 4 #39
I'm glad you survived it Meowmee Dec 4 #35
Murder is wrong. However... av8rdave Dec 4 #36
That is awful mountain grammy Dec 4 #37
That story is the worst I have ever heard! LittleGirl Dec 4 #38
You should all be writing Biden for his pardon. arthritisR_US Dec 5 #94
I am so sorry, gopiscrap. sheshe2 Dec 4 #40
It's absolutely insane that anyone would need to become a felon and do prison time Crunchy Frog Dec 4 #41
Good Lord! This is a horrendous indictment of both the insurance industry and the "justice" system in this LoisB Dec 4 #42
insurannce is a legal scam in my mind . how do pencil pushers get the right to make medical decisions . AllaN01Bear Dec 4 #44
Always has been. Karasu Dec 4 #73
Our Medical System Needs A Public Option - STAT! cer7711 Dec 4 #46
I'm sorry that happened to you. Clouds Passing Dec 4 #47
Have you applied for and received a pardon? LiberalFighter Dec 4 #48
no I haven't gopiscrap Dec 4 #50
If you decide to send one in I would sign it. flying_wahini Dec 6 #132
Thank you for sharing this. More people need to understand this. live love laugh Dec 4 #49
i am so sorry you went through that. The fear, the pain from cancer and then the fear, frustration, and punishment from Solly Mack Dec 4 #53
Oh my gods. 💔 Hekate Dec 4 #54
Good gawd orangecrush Dec 4 #57
Holy crap! Ruby the Liberal Dec 4 #61
You have got to be FAWKING kidding??? A gawd damn felon???? a kennedy Dec 4 #63
meanwhile a CONvicted felon is going to run the country?? AllaN01Bear Dec 4 #81
Sad thing for a supposed First World country . . . Aussie105 Dec 4 #66
thank you all for your kind replies gopiscrap Dec 4 #67
thank you all for your kind replies gopiscrap Dec 4 #68
May I repost this on BlueSky? nt okaawhatever Dec 5 #122
Thanks for letting us know. That is disgusting. I can't imagine how you got through that. I hate insurance cos. Evolve Dammit Dec 4 #69
Man, if THAT story is not enough to prove our healthcare system is 'effed up... 70sEraVet Dec 4 #70
Prison?!? Karia Dec 4 #72
Infuriating!!! Such a massive injustice Arazi Dec 4 #74
I have been flippantly saying that if it wasn't for Tricare my family would be homeless or I'd have a black LT Barclay Dec 4 #75
What a nightmare for you, and terrifying for the rest of us! calimary Dec 4 #76
Not even close to an uncommon story Nigrum Cattus Dec 4 #77
Yes it is more common than many realize Lifeafter70 Dec 5 #126
Truly unbelievably horrific story, but Sogo Dec 4 #78
You went to prison for getting sick? Trueblue Texan Dec 4 #79
i have have met several danish people + my epal arne had AWESOME DANISH HEALTH CARE. college is free too i think. pansypoo53219 Dec 4 #80
That sounds terrifying. Vibes to your good health applegrove Dec 4 #85
my salivary gland cancer was diagnosed as "squamous cell carcinoma" rampartd Dec 4 #86
I am so sorry gopiscrap Dec 4 #88
i've been clean for aby 2 years now rampartd Dec 5 #98
My son was diagnosed with ACC cancer in 2016, stageIV. Lifeafter70 Dec 5 #121
8'm glad ypu still jave him rampartd Dec 5 #123
I'm lucky to be in good health Lifeafter70 Dec 5 #124
my wife worked t a grocery until she qualifued for medicare rampartd Dec 5 #125
A healthcare horror story jfz9580m Dec 4 #89
Had health ForgedCrank Dec 5 #96
I am so sorry you went through this LetMyPeopleVote Dec 5 #101
Our family doctor got to the point where he would not accept United Health Care from any of his patients. BComplex Dec 5 #102
Sorry you had to go through so much adversity. Glad you survived to tell your story. It was horrible then and akbacchus_BC Dec 5 #103
You are a tough person, Mr. Mustard 2023 Dec 5 #104
What 3auld6phart Dec 5 #106
I just dropped United Healthcare signed up for something else. Linda ladeewolf Dec 5 #107
Thanks for sharing your heart breaking story with the medical system. Glad you and your family survived such akbacchus_BC Dec 5 #108
Trump will make these problems great again IronLionZion Dec 5 #109
Thanks to ACA, pre-existing denials are very rare. Silent Type Dec 5 #110
Notice that not one of the site's pearl clutchers responded to your OP tenderfoot Dec 5 #112
Exactly nt XanaDUer2 Dec 6 #135
For-profit Healthcare is evil Sugarcoated Dec 5 #113
Horrific cilla4progress Dec 5 #114
This is why nobody feels bad about that schmuck in NYC who got popped ThePartyThatListens Dec 5 #117
Truth. Kid Berwyn Dec 5 #120
Thom Hartman has been talking down Medicare "Advantage" plans for quite a while. SupportSanity Dec 5 #128
Geeeebz! Horrific: the illness, being imprisoned(!), fighting to get your bill reduced... electric_blue68 Dec 5 #129
thank you, you are very kind gopiscrap Dec 6 #130
Oh, yw. My folks raaised us to have empathy -unlike- certain people. electric_blue68 Dec 6 #131
BIDEN SHOULD PARDON YOU TO HIGHLIGHT cpamomfromtexas Dec 6 #134

MaineNative

(16 posts)
10. Santa Vaca
Wed Dec 4, 2024, 03:05 PM
Dec 4

That is some horrible shit. And we've got one of the biggest cowards (Collins) here in Maine who, I think, deliciously squirms over this. I am glad you perservered.

Puppyjive

(609 posts)
19. I too
Wed Dec 4, 2024, 03:41 PM
Dec 4

My son was born premature. My employer based insurance cancelled me based on my pregnancy. They gave me a United Healthcare plan. They fought me for years on my bills. They couldn't decide if i was one person or two. I sued my employer for pregnancy discrimination and won. United Healthcare was part of the lawsuit. The whole experience changed me fundamentally. I loath United Healthcare. That was suppose to be a happy time in my life. They took that from me.

Puppyjive

(609 posts)
87. My employer would not give me light duty
Wed Dec 4, 2024, 10:55 PM
Dec 4

I asked for light duty and they told me they could not because they would have to give the men light duty. They told me if I quit, they would take away my health benefits. I worked until my water broke shortly after my shift. Just found out my son has been hearing impaired since birth. It was enough to keep him from joining the Air Force. Ya, I could write a book. Had a pregnancy in the Air Force that was horrendous. I was in Saudi Arabia when I found out I was pregnant. They told me I could get stoned to death for not being married.

SunSeeker

(54,061 posts)
2. OMG. I never heard of anyone going to jail for filing BK.
Wed Dec 4, 2024, 02:48 PM
Dec 4

Trump filed BK 6 times!! How was that not an abuse of the system?

DENVERPOPS

(10,147 posts)
23. Yes
Wed Dec 4, 2024, 03:46 PM
Dec 4

He made it into an art, and called it negotiations and a smart business tactic........

If you think it's already bad, just wait for the horrors that are coming!!!!!!!!!!!!!!

ck4829

(36,122 posts)
3. Someone made some serious bank off of your pain and suffering though
Wed Dec 4, 2024, 02:48 PM
Dec 4

But for some reason, that isn't the crime.

barbtries

(29,950 posts)
6. omigawd.
Wed Dec 4, 2024, 02:53 PM
Dec 4

you were 29 years old! Just getting started.

I agree. Capitalism has definitely run amok in the US. Corporate media has failed the country massively due to their fealty to their own bottom line over the American people. Health insurance companies will KILL you if they can before they fix you.

Well, there's going to be a lot to see in the new year and the years following that. As a people, I hope we are ready to rise in opposition to the fascist authoritarian takeover of our country.

PS I'm happy you got away with your life! and deplore what those fucks did to you in the process.

AllaN01Bear

(23,318 posts)
45. preditory capitalisim. i have a friend who says communisim dosnt work, what about capitalisim
Wed Dec 4, 2024, 04:59 PM
Dec 4

barbtries

(29,950 posts)
56. my son calls it late stage capitalism
Wed Dec 4, 2024, 05:40 PM
Dec 4

I am tempted to refer to it as end stage. the wealth inequality is simply not sustainable.

Justice matters.

(7,585 posts)
119. Unfortunately, the people did vote for "change" including UHC
Thu Dec 5, 2024, 02:13 PM
Dec 5

IMHO back in 2008 and 2012 but to no avail. The crooked insurance lobbies made sure to contribute tons of mighty dollars so they would keep their privileges to wreck the the lives of the lower classes that can barely manage to make ends meet. Sure, there's the ACA but it's not UHC, and the ACA is about to get trashed.

The richest country in the world (for a selected few who buy politicians to make sure they always own more) cannot have a fair healthcare system like all the other democracies in the western hemisphere have.

Nope. Vote for it and after decades, you're back to square zero...

After that, politicians ask themselves why voters don't care to go back to vote because they don't believe the promises are not straight out lies after decades (maybe).

misanthrope

(8,295 posts)
99. Vastly inequitable systems dominated Europe for millennia
Thu Dec 5, 2024, 03:24 AM
Dec 5

Same with other portions of the globe. It isn't that those systems can't last for the long haul. It is democracy that can't survive in those systems.

barbtries

(29,950 posts)
100. but they didn't last.
Thu Dec 5, 2024, 08:24 AM
Dec 5

i make no claim regarding how long it will take. Like a lasting peace: just because I won't see it in my lifetime doesn't mean i can't advocate for it.

Farmer-Rick

(11,538 posts)
115. Reign of terror of the biggest monsters in history.
Thu Dec 5, 2024, 01:55 PM
Dec 5

The biggest monsters that I recall reigns of terror:

Hitler 12 years
Pinochet 17 years
Putin 20 years and counting
Stalin 29 years
Mao 33 years

I see a trend of sorts.

There are many, many more. I'm actually surprised at how many dictators have caused mass murders and hundreds of thousands of deaths of the very people that put them into power. And their reigns are short compared to how long America was a democracy. And they frequently died with very little reward.

Should we blame Trump for all the COVID deaths in his short resign of terror of 4 years? Over 400,000 Americans died while he was president. And the additional deaths after he tried a coupe could be blamed on him as well since he did basically nothing to stop the pandemic.

I think we should blame him for 750,000 COVID deaths out of 1.1 million. Considering his last term was only 4 years, he sure killed a lot of Americans for such a short term. I wonder what the number of dead Americans will be when he finishes this term....err....life.

misanthrope

(8,295 posts)
127. You are talking about individual rulers
Thu Dec 5, 2024, 07:18 PM
Dec 5

The post I was replied to seemed to insinuate that wealth inequality made a system's destruction unavoidable in short order. Inequitable systems -- monarchies, feudalism, etc -- dominated mankind for the majority of its history. True self-rule is what's delicate and many times those systems degrade into a kabuki of their intended aim.

KT2000

(20,949 posts)
118. Late stage capitalism
Thu Dec 5, 2024, 02:08 PM
Dec 5

is cannibalism. They have to devour everything until it no longer exists. Stupid.

MadameButterfly

(1,946 posts)
133. I hope you are right
Fri Dec 6, 2024, 03:37 AM
Dec 6

This rage is actually encouraging to me.
I knew the statistics but the lone consistent champion for single payer gets labeled radical
Now everyone is sounding like Bernie.
It took a murder?

Vinca

(51,233 posts)
9. I think that's the most horrible insurance company-related story I've ever read. Hope you're okay now, both healthwise
Wed Dec 4, 2024, 03:02 PM
Dec 4

and financially. If Biden was going to pardon anyone, he ought to pardon you.

JoseBalow

(5,630 posts)
12. What a sad and horrible story!
Wed Dec 4, 2024, 03:12 PM
Dec 4

I don't blame you for doing what you had to do to save your life.

Where did you do your time?

gopiscrap

(24,219 posts)
16. In the FCI camp at Sheridan OR
Wed Dec 4, 2024, 03:33 PM
Dec 4

I started a Roman Catholic Prison Choir while there that became the model for other prisons around the nation

JoseBalow

(5,630 posts)
51. If you gotta get locked up, a Federal camp is the best kind of time
Wed Dec 4, 2024, 05:25 PM
Dec 4

All prisons suck, of course, but it could be much worse. Still, I'm sorry you went through that.

I knew a guy who did 3 years at Sheridan, in the Medium next door. Were you there when they rioted and set fire to it? I think it was around that same time, early 90s.

gopiscrap

(24,219 posts)
59. No I was there
Wed Dec 4, 2024, 05:56 PM
Dec 4

in 2000-2001 I spentthe first 5 months at the FDC in Seattle and then 4 months in the medium and the the final 3 in the camp.

JoseBalow

(5,630 posts)
62. Oh, that sounds like not a fun time
Wed Dec 4, 2024, 06:09 PM
Dec 4

I bet that FDC SeaTac sucked a lot... Five months, damn.

I'm glad that's all behind you, and hopefully you're cancer free.

Upthevibe

(9,249 posts)
13. gopiscrap............
Wed Dec 4, 2024, 03:20 PM
Dec 4

OMG........That's one of the worst stories I've heard. I'm so sorry you had to go through that...

I'm glad you're okay........

jmbar2

(6,230 posts)
17. Your story needs to be covered by Rachel Maddow
Wed Dec 4, 2024, 03:34 PM
Dec 4

Americans need to hear what it was like before ACA. Thank you for sharing your story.

Johnny2X2X

(21,881 posts)
18. Just awful
Wed Dec 4, 2024, 03:35 PM
Dec 4

And all because the elite in this country see people like you and think, "boy, that person is going through trauma, I bet I can make a ton of money off from it."

It's sick, people like Brian thompson are sick and evil.

IcyPeas

(22,749 posts)
20. Why arent we (Americans) out protesting in the street about this? Why do we put up with it?
Wed Dec 4, 2024, 03:43 PM
Dec 4

How do doctors and hospitals put up with it? How many people have to go bankrupt, or worse, because of a medical condition? It's more than outrageous. And only happens in the USA.

The insurance company should've been the one jailed not you. I can't even imagine what you went through -- on top of being sick -- having to deal with this.

"Pre existing condition" what a made up insurance term!
When did that term come into existence I wonder?

druidity33

(6,596 posts)
65. Because the people affected are already sick and run down...
Wed Dec 4, 2024, 06:29 PM
Dec 4

both physically and by the system. They get denied denied DENIED. They unfortunately often die. Everyone else is left to pick up pieces. The outrage is there but often people are burdened by their lives and their loss. It's a near perfect Con. If it weren't for the courageous survivors we would never even HEAR THEIR STORIES. So thanks for that GOPiscrap.

K&R with sadness.

patphil

(7,111 posts)
21. President Nixon made it legal for insurance companies to profit from healthcare.
Wed Dec 4, 2024, 03:44 PM
Dec 4

Of course he had a lot of help, but he takes the hit for it.

https://www.quora.com/Is-it-true-that-prior-to-1973-it-was-illegal-in-the-US-to-profit-from-health-care

He was a Republican, of course.

ChazInAz

(2,806 posts)
24. I second that opinion.
Wed Dec 4, 2024, 03:48 PM
Dec 4

I hold United directly responsible for my wife's death and the subsequent bankruptcy.

WhiskeyGrinder

(24,097 posts)
26. A quick and brutal illustration of how corporate and state violence are intertwined, and as harmful as interpersonal
Wed Dec 4, 2024, 03:52 PM
Dec 4

violence. I'm so sorry you went through that.

Pepsidog

(6,317 posts)
29. As a BK attorney I don't understand how this happened to you. The Bankruptcy Reform Act
Wed Dec 4, 2024, 04:11 PM
Dec 4

Last edited Thu Dec 5, 2024, 03:16 PM - Edit history (1)

signed by W after he was elected to a second term made a change in Chapt. 7 law that presumed all BK filing were made in “Bad Faith” . Prior to that the law presumed BK filings were filed in “Good Faith”. This is where Sen. Warren came to national attention as an academic fighting against the BK reform act. Today, many BKs filed due to medical debt, divorce, and job loss. I didn’t start doing Bks until the early 2000s so I can’t say what the law was like when you filed. Also, BK laws can be significantly different from State to State or Federal Circuit Districts as SCOTUS doesn’t decide many BK cases so the application of the BK Code can differ from state to state.

ZonkerHarris

(25,421 posts)
30. He died prior to arrival at hospital, so gunshot wound deemed a preexisting condition. His claim has been rejected.
Wed Dec 4, 2024, 04:20 PM
Dec 4

Passages

(1,430 posts)
31. omg I am so sorry you and your family went through that.
Wed Dec 4, 2024, 04:26 PM
Dec 4

I cried reading it, the US is insanely unfair all due to the donor class.


I am so happy you survived!

Universal healthcare should be on our platform...disgraceful that is not.

Meowmee

(6,114 posts)
35. I'm glad you survived it
Wed Dec 4, 2024, 04:36 PM
Dec 4

Last edited Wed Dec 4, 2024, 09:51 PM - Edit history (1)

Terrible you were prosecuted. You did the right thing imo. I once talked with someone who had embezzled money to pay for his mil huge bill for cancer.

Edit to add * This is another tragic and painful example of not only that we need universal healthcare, but that healthcare costs are way too high and need to be controlled, not just pharmaceutical costs. My paternal uncle was a doctor in Canada for many years, and he was head of a hospital ward. He made a very good living but no one was ever overcharged or bankrupted because costs are controlled. He did not go into medicine to become a millionaire, but to help people. He was a great doctor and diagnostician which is the most important thing in medicine.

No one should ever have to be in the position you were in or be prosecuted for trying to save their own or someone else's life or for chronic care etc.. No one should be bankrupted or have to do what you and that other man did in desperation. It is the worst kind of exploitation to make huge un-needed profits off of people who are ill who have no choice.

av8rdave

(10,617 posts)
36. Murder is wrong. However...
Wed Dec 4, 2024, 04:36 PM
Dec 4

IMO his obituary should include the numbers of people he killed and bankrupted.

LittleGirl

(8,499 posts)
38. That story is the worst I have ever heard!
Wed Dec 4, 2024, 04:38 PM
Dec 4

Prison for filing bankruptcy? Omg, that’s disgusting. You’re two years older than me and I remember those days when you lost a days pay, just to go to the doctor. But cancer? My gawd. I hope that judge rots in hell for that decision. You truly should seek a pardon. So glad you’re still with us. Love your username.

sheshe2

(88,147 posts)
40. I am so sorry, gopiscrap.
Wed Dec 4, 2024, 04:41 PM
Dec 4

That is a terrible thing to have been put through. Glad to hear your life was saved💙

Crunchy Frog

(27,121 posts)
41. It's absolutely insane that anyone would need to become a felon and do prison time
Wed Dec 4, 2024, 04:44 PM
Dec 4

just to get lifesaving medical treatment.

I'm so sorry this happened to you, and I'm certain that you're far from the only one who's been victimized in that way.

I'm certainly not advocating or trying to justify anything, but it doesn't surprise me that occasionally someone gets so upset that they decide to take some kind of direct action, and that there are others who don't feel particularly bad about it when it happens.

LoisB

(9,023 posts)
42. Good Lord! This is a horrendous indictment of both the insurance industry and the "justice" system in this
Wed Dec 4, 2024, 04:49 PM
Dec 4

country. I am so glad your life was saved because you sure got effed over. Disgusting.

AllaN01Bear

(23,318 posts)
44. insurannce is a legal scam in my mind . how do pencil pushers get the right to make medical decisions .
Wed Dec 4, 2024, 04:57 PM
Dec 4

Karasu

(368 posts)
73. Always has been.
Wed Dec 4, 2024, 08:38 PM
Dec 4

It's a scam that society immediately decided to normalize, because capitalism. The profit motive has to apply to literally fucking everything, don't you know.

cer7711

(529 posts)
46. Our Medical System Needs A Public Option - STAT!
Wed Dec 4, 2024, 05:19 PM
Dec 4

The suffering you endured is unconsionble.
Our medical system is insane! Cruel. arbitrary, sociopathic.

Clouds Passing

(2,697 posts)
47. I'm sorry that happened to you.
Wed Dec 4, 2024, 05:19 PM
Dec 4

I almost died because I didn’t have health insurance. The medical delivery system in the US is so disgustingly fucked up. I don’t know why anyone would want to move to this country unless they’re insanely wealthy. Johnson should have negotiated insurance for all Americans not just seniors and disabled. Obama should have negotiated for healthcare for all not this ridiculous insurance fiasco. And now under the dumpster healthcare is going to get a lot more expensive and a lot harder to obtain in this country. Thank you, assholes!

Solly Mack

(93,207 posts)
53. i am so sorry you went through that. The fear, the pain from cancer and then the fear, frustration, and punishment from
Wed Dec 4, 2024, 05:28 PM
Dec 4

your insurance and the legal system.

Horrific.

Ruby the Liberal

(26,330 posts)
61. Holy crap!
Wed Dec 4, 2024, 06:08 PM
Dec 4

I am so very sorry that you have gone through this - and are still paying the price. Healthcare should NOT be a commodity, available only to those who can afford it and at the whims of the market with a primary goal of maximizing shareholder value.

Our system is beyond inhumane.

a kennedy

(32,323 posts)
63. You have got to be FAWKING kidding??? A gawd damn felon????
Wed Dec 4, 2024, 06:17 PM
Dec 4

OMG. Damn gopiscrap. And 🤬 🤬 🤬 🤬 🤬 I am soooooooooooooooo sorry.

gopiscrap

(24,219 posts)
67. thank you all for your kind replies
Wed Dec 4, 2024, 06:45 PM
Dec 4

I didn not ut this out there to generate sympathy, but I do appreciate your kind thoughts.

I am very blest and or lucky how ever you miht consider it. I lived, my debt is fully paid and I have work that does not care if I have a felony or not. It is the kind of work that is fulfilling. I have a huge community of friends and support system. So once again, thank you, I love this online community and the very few I have met in person.

gopiscrap

(24,219 posts)
68. thank you all for your kind replies
Wed Dec 4, 2024, 06:45 PM
Dec 4

I didn not ut this out there to generate sympathy, but I do appreciate your kind thoughts.

I am very blest and or lucky how ever you miht consider it. I lived, my debt is fully paid and I have work that does not care if I have a felony or not. It is the kind of work that is fulfilling. I have a huge community of friends and support system. So once again, thank you, I love this online community and the very few I have met in person.

Evolve Dammit

(19,056 posts)
69. Thanks for letting us know. That is disgusting. I can't imagine how you got through that. I hate insurance cos.
Wed Dec 4, 2024, 07:10 PM
Dec 4

70sEraVet

(4,235 posts)
70. Man, if THAT story is not enough to prove our healthcare system is 'effed up...
Wed Dec 4, 2024, 07:24 PM
Dec 4

Glad you're still around to tell it, gopiscrap!

Karia

(187 posts)
72. Prison?!?
Wed Dec 4, 2024, 08:35 PM
Dec 4

OMG that is horrible. You should never ever have had to go through all that but I am heartened by your recovery.

My husband’s oncologist prescribed an expensive but very effective new drug. The insurance company delayed authorization and made us jump through lots of hoops for over 4 months. He eventually got the drug, but by then my husband had become very sick and weak, and he died a few weeks later. I can’t prove that the delay made a difference, but in my heart I think it did. The anguish of the delay, as he went from being asymptomatic to dying, was torture for him & for our entire family.

Arazi

(7,053 posts)
74. Infuriating!!! Such a massive injustice
Wed Dec 4, 2024, 08:45 PM
Dec 4

I’m so glad you’re thru it but nothing about this is ok

🤬

LT Barclay

(2,773 posts)
75. I have been flippantly saying that if it wasn't for Tricare my family would be homeless or I'd have a black
Wed Dec 4, 2024, 08:50 PM
Dec 4

Sedan following me to have someone inside try to get money or break my legs. My wife has probably used a few million in benefits.
So I will have a different perspective on that thought after reading your story.
I’m sorry that you went through that and as has been said elsewhere, I’m sorry that you have to see so many of the people in this country approve of what happened.
I pray that there are brighter horizons for you and you have peace in your future.

calimary

(84,606 posts)
76. What a nightmare for you, and terrifying for the rest of us!
Wed Dec 4, 2024, 09:09 PM
Dec 4

I’m so sorry you had to go through all that, gopiscrap.

I hope all the bad stuff is behind you by now (or at least close to it).

Nigrum Cattus

(228 posts)
77. Not even close to an uncommon story
Wed Dec 4, 2024, 09:29 PM
Dec 4

Being a multi malignancy survivor I know the very necessary treatments
that insurance will & will not cover and to what extent. Single payer is the
only reasonable solution. Just imagine what the U.S. could do with the 20%
guaranteed profit the worthless "health" insurance companies take. Here is
a link to a substack article.https://healthcareuncovered.substack.com/p/big-insurance-2023-revenues-reached

Lifeafter70

(379 posts)
126. Yes it is more common than many realize
Thu Dec 5, 2024, 04:43 PM
Dec 5

I have two sons who were diagnosed with rare diseases. My youngest was diagnosed with dematomyosits in 1991. I had an hmo at the time, it was a nightmare of delay and denials. Many times I would have to pay for his medication with credit cards and wait for reimbursement. That would take months. I wrote a lot of letters back then advocating for health care reform. Lived in California and we finally got the "fair claims act" passed. This law kept them from keeping you in the loop of denial and delay.

Sogo

(5,840 posts)
78. Truly unbelievably horrific story, but
Wed Dec 4, 2024, 09:35 PM
Dec 4

your will to beat both the cancer and the "system" was probably the determining factor in your survival.

Your experience is emblematic of how broken our insurance system is.

I'm so glad you survived....

Trueblue Texan

(2,999 posts)
79. You went to prison for getting sick?
Wed Dec 4, 2024, 09:46 PM
Dec 4

What kind of sick fucking society allows that? Jesus fucking Christ! Don't tell me to watch my language! This is an absolute obscenity!

pansypoo53219

(21,786 posts)
80. i have have met several danish people + my epal arne had AWESOME DANISH HEALTH CARE. college is free too i think.
Wed Dec 4, 2024, 09:53 PM
Dec 4

he had asthma. he visited USA years ago. he got sick on the plane. spent a few days in a nyc hospital. he did 3 weeks in nyc, dc + chicago. the last week he spent in WI. he asked to make a call to DK. time issue. he reported about his hospital stay etc. a few weeks later my aunt was [paid for the phone bill. hhis care was paid for + he even got money for the vacation time he lost. we don't demand better.

my mom was in medical records. somebody gets paid to xerox files. socialism is not communism. not that they give a shit now.

applegrove

(123,609 posts)
85. That sounds terrifying. Vibes to your good health
Wed Dec 4, 2024, 10:50 PM
Dec 4

and that Trump gets that the public policy economic model of Healthcare for all proves that single payer or public Healthcare is at the same time cheaper and fairer than private Healthcare. Healthcare has a bugaboo in it that means preventive care, regular appointments and treatment of small things, saves the system money in the end. I learnt that at University in Halifax, Nova Scotia. US Healthcare per person is way more expensive than per person care in Canada or Europe by about a third.

rampartd

(863 posts)
86. my salivary gland cancer was diagnosed as "squamous cell carcinoma"
Wed Dec 4, 2024, 10:53 PM
Dec 4

2 years of chemotherapy every 2 weeks, so much raduation that i'm done for life, and surgery to remove the tumor which by then was softball sized.

without medicare i would be bankrupt, homeless and probably dead.

rampartd

(863 posts)
98. i've been clean for aby 2 years now
Thu Dec 5, 2024, 01:09 AM
Dec 5

modern medicine is nothing short of miraculous, but few americans can afford it

Lifeafter70

(379 posts)
121. My son was diagnosed with ACC cancer in 2016, stageIV.
Thu Dec 5, 2024, 03:04 PM
Dec 5

He has gone through two surgeries and two types of radiation, last one was gamma knife. Acc is rare, with little to no research. His last radiation cost 60 grand
Thank God for Medicare I paid a little over 2 grand as his share of cost. I'm 72 and still working cause he can't. It is a daily struggle that we know he will eventually lose.

rampartd

(863 posts)
123. 8'm glad ypu still jave him
Thu Dec 5, 2024, 04:12 PM
Dec 5

i'm also 72 and wondering what kind of job i could possibly be hired for

Lifeafter70

(379 posts)
124. I'm lucky to be in good health
Thu Dec 5, 2024, 04:24 PM
Dec 5

I have worked for the same grocery for 20 years. Its gets harder as I get older but it keeps my family feed and housed. Couldn't do that on ss alone.
I can't imagine trying to get a job at 72.

rampartd

(863 posts)
125. my wife worked t a grocery until she qualifued for medicare
Thu Dec 5, 2024, 04:33 PM
Dec 5

i dom't think she could have done it much longer.

take care of yourself, life FTER 70. IT HAS BEEN NICE CHATTING.

jfz9580m

(15,584 posts)
89. A healthcare horror story
Wed Dec 4, 2024, 11:47 PM
Dec 4

I am very sorry you had to go through that. It must have been hell..first getting ill and then being sent to prison for that.

All the very best to you..greed and hubris will destroy the world..

ForgedCrank

(2,381 posts)
96. Had health
Thu Dec 5, 2024, 01:05 AM
Dec 5

insurance been illegal to begin with, we would all be able to afford healthcare right now.

BComplex

(9,154 posts)
102. Our family doctor got to the point where he would not accept United Health Care from any of his patients.
Thu Dec 5, 2024, 08:44 AM
Dec 5

He lost a few patients whose companies' health care plans used UHC, but as soon as their companies changed plans, they came back to him. I don't blame him.

UHC was the ultimate worst.

akbacchus_BC

(5,784 posts)
103. Sorry you had to go through so much adversity. Glad you survived to tell your story. It was horrible then and
Thu Dec 5, 2024, 08:52 AM
Dec 5

it will be worst now under the dictator. He is appointing rapists, crooks and liars to his cabinet. This time he may succeed in killing the ACA. Only hope that it will take too long and come 2026, more Dems will get elected after the dicks realize they voted for a destroyer in chief.

Mr. Mustard 2023

(257 posts)
104. You are a tough person,
Thu Dec 5, 2024, 09:22 AM
Dec 5

and what you've had to process and endure - while being sick - makes me ashamed of the U.S.A.

Remember this; Health Insurance Companies add ZERO value to the service of health care. Doctors, nurses, medical administrators, custodians and x ray technicians for example add value to the services.

Health insurance people interrupt the flow of health services, and provide no direct value to the services necessary to provide health care.

Yet we enshrined the health insurance companies by guaranteeing them gov't subsidies with zero price controls, AND they can charge us on the other side too, with fees and deductibles. We are paying them from both sides, and they can raise prices at will but still to them NOT GOOD ENOUGH, oh no.

They want to take our money when we're desperate, while providing little to no care. Your story is a perfect example.

Remember this when Elon and team scream "efficiency" the government must be "efficient". It's not efficiency it's the ability to raid the treasury and not be held accountable for it.

Linda ladeewolf

(492 posts)
107. I just dropped United Healthcare signed up for something else.
Thu Dec 5, 2024, 11:07 AM
Dec 5

I don’t think of trumps cabinet as a cabinet, it’s a gang, a street gang of the worst people he could pick. Since some of the legislators are the same kind of people, they just don’t see it as bad. The American people really should put more thought into the selection of our government.

akbacchus_BC

(5,784 posts)
108. Thanks for sharing your heart breaking story with the medical system. Glad you and your family survived such
Thu Dec 5, 2024, 11:29 AM
Dec 5

an ordeal. Hope the ACA is more affordable. I honestly believe in single payer universal health care. It boggles my mind that the richest rethugs in the House and Senate do not want good health care for everyone. Do the supporters/voters of these rethugs are so rich that they can pay for all their health care with no fear of filing for bankruptcy?

IronLionZion

(47,117 posts)
109. Trump will make these problems great again
Thu Dec 5, 2024, 11:30 AM
Dec 5

by taking us back to pre-existing conditions and annual/lifetime caps and worse ways to deny care. The MAGA movement wants people to die as evidenced by their behavior during COVID.

 

tenderfoot

(8,879 posts)
112. Notice that not one of the site's pearl clutchers responded to your OP
Thu Dec 5, 2024, 12:57 PM
Dec 5

I'm sorry you had to go through that.

117. This is why nobody feels bad about that schmuck in NYC who got popped
Thu Dec 5, 2024, 01:59 PM
Dec 5

And why some are even cheering it on.

SupportSanity

(1,168 posts)
128. Thom Hartman has been talking down Medicare "Advantage" plans for quite a while.
Thu Dec 5, 2024, 08:43 PM
Dec 5

He's always said go straight Medicare.

Unfortunately, your story is a great example for him to read on the air.

What severe Hell to go through.

Awfully sorry to hear it.

Still alive, though. A lot of smart moves on your part. Bittersweet win. But still a win.

electric_blue68

(18,685 posts)
129. Geeeebz! Horrific: the illness, being imprisoned(!), fighting to get your bill reduced...
Thu Dec 5, 2024, 09:33 PM
Dec 5

Glad you made it through. Hoping No new illness, or condition gets you for a whole bunch of years!
And may no cancer ever, ever, ever(!) darken your doorstep again!!!
(This is the prayer I say for my dear family, and friends who are survivors.)

I certainly was/am for The Public Option; even better Single Payer!

I do love that you started a Prison Choir! Trying to bring some uplift, joy, and strength to difficult situation

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