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Personal Finance and Investing

3Hotdogs

(13,771 posts)

7. I was on the credit card train for years.... too many years.

Reply to BadgerKid (Original post)

Sun Aug 29, 2021, 07:36 AM

Aug 2021

They will all be paid off in eleven months. Shit I bought with the cards... well, I really didn't need them anyway. Impulse buying... Its on the screen. If I don't buy it now, it may never be on the screen again.

or "3 day special with free shipping."

I cut the four cards in half and live on the debit card.

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What's with the high interest rates on credit cards? [View all] BadgerKid Aug 2021 OP

One word Sherman A1 Aug 2021 #1

and because they all incorporate in SD which has no usury laws, apparently. Yes. GREEDY MOFOS CurtEastPoint Aug 2021 #2

Credit Cards can be great things Sherman A1 Aug 2021 #3

Fully agree. I use 2 and pay them off in full every month. CurtEastPoint Aug 2021 #4

Same here Sherman A1 Aug 2021 #6

At one time, I had to dig my way out that hole and multigraincracker Aug 2021 #8

Lack of collateral plus lousy credit FBaggins Aug 2021 #5

I was on the credit card train for years.... too many years. 3Hotdogs Aug 2021 #7

Company Greed nwliberalkiwi Aug 2021 #9

After college I managed to get a Sears card with a $250 credit limit. Tadpole Raisin Aug 2021 #10

High interest can easily be avoided calguy Aug 2021 #11

People need to become their own 'credit cards'...if one just waits for a few months instead of ... SWBTATTReg Aug 2021 #12

You just now noticed? PoindexterOglethorpe Aug 2021 #13

You will never be rich unless you save. You will never save unless you spend less Tomconroy Aug 2021 #14